PayBridge Payments
Production-grade payments MCP: cross-border rails, BNPL, virtual cards, intent generation, state channels, smart invoices for AI agents.
How to pay
Pick whichever fits your workflow — you can switch any time.
Subscribe
$79/month
Predictable monthly cost with included usage. Best for steady, high-volume traffic.
- Unlimited tools within plan limits
- One API key, billed once a month
- Cancel any time
Pay-per-call
$0.01 – $0.05 per call
Charge agents in USDC the moment they call a tool. No subscriptions, no signup — pay only for what you use.
- 45 priced tools available
- Settled in USDC on Base
- No account or API key required
PayBridge Payments
Production-grade payment orchestration tooling for AI agents executing real-world money movement. Built for payment ops teams, fintech operators, and autonomous systems that need to route cross-border payments, issue virtual cards, generate execution intents, and reconcile ledgers â without integrating each rail individually.
What it does
PayBridge Payments gives AI agents 46 specialized tools across six payment domains:
Cross-border Rails â MercadoPago LATAM, Wise FX corridors, Airwallex global treasury, Stripe global payments, PayPal rails, Circle USDC cross-chain.
Routing & Execution â Best execution path discovery, fallback routing, optimal transaction timing (gas pattern analysis), quick route (compliance + path + simulation in one call), payment initiation with OFAC/KYC gates, execution instruction generation, and execution bundle generation (sequential/parallel/atomic/fireblocks modes).
Intent Generation & Settlement â ERC-7683 cross-chain intent generation, batch auction intents, zk-shielded intents, state channel network management, RLN settlement orchestration, and legacy settlement protocol translation.
BNPL, Cards & POS â BNPL payment routing, virtual card issuance, dynamic corporate card funding, point-of-sale payment processing, salary hedging plans, batch payments, split payments, scheduled recurring payments, and audit-grade employee expense policy enforcement.
Smart Invoices & Reconciliation â Tokenized B2B smart invoices via Request Network, smart dunning execution, revenue share contract deployment, vendor payables orchestration, inbound ledger reconciliation, transaction status polling with audit records, and global payroll orchestration.
Treasury & Compliance Integration â Pool liquidity checks, gas tank optimization, agent quorum orchestration, agent payment rail negotiation, Safe transaction proposals, alerts (FX and data), warehouse inventory tokenization, fee estimation, account verification (CLABE/IBAN/CVU/wallet), balance verification, and structured product analysis.
Why use it
Most payment APIs require integrating each rail individually â different SDKs, credentials, idempotency models, settlement timing, and reconciliation flows. PayBridge Payments gives AI agents a unified MCP interface across rails through a single endpoint.
- MCP-native: full Model Context Protocol support, plug into Claude, GPT, or any MCP-compatible agent
- Zero custody: PayBridge never holds funds, never executes payments, never persists credentials â every tool returns instructions or analysis for your wallet or rail to execute downstream
- Discovery-friendly: tools/list is open, so AI agents can explore the catalog before committing to any execution
- Audit-grade logs: every call signed with HMAC, persisted to immutable storage
- Pay-per-call x402: no subscriptions, no monthly minimums â pay $0.01â$0.05 per tool call in USDC on Base
- Multi-rail: 6 major payment processors covered out of the box
- AI-native primitives: agent quorums, intent generation, rail negotiation built for autonomous workflows
Use cases
- AI agents executing cross-border payments that need real-time rail comparison, FX hedging, and compliance gates
- Autonomous procurement systems orchestrating vendor payables with discount-for-early-pay logic
- Embedded finance products issuing virtual cards on demand with dynamic funding from corporate treasuries
- DAO operations generating ERC-7683 intents for cross-chain treasury movements
- B2B platforms tokenizing invoices for instant factoring or smart dunning execution
- Payroll automation orchestrating global payroll across 50+ jurisdictions with tax withholding gates
- Marketplace operators running split payments to suppliers with audit trails
Pricing
Per-tool-call pricing in USDC via x402 protocol on Base network. No subscription required. Tool prices range from $0.01 (queries, status checks) to $0.05 (complex orchestrations like execution bundle generation).
Health checks are free.
Volume plans available â contact for enterprise pricing.
Built by
PayBridge is built by Carlos Russell, Global Cybersecurity, Risk & Privacy Senior Director with 20+ years across PwC, EY, AXA, Swiss Re, HSBC, Barclays, and currently Ternium. Holds CISSP, CISM, CISA, CGEIT, LPEC. Teaches at UCEMA's Cybersecurity Postgraduate Programme. Architected for the AI-native finance era.
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