Overview

The xpense-mcp server provides direct access to personal financial data, bridging the gap between raw banking records and actionable insights. By surfacing transaction histories, asset balances, and debt obligations, it enables automated financial monitoring and reporting within your development environment.

Key Capabilities

get_profile: Retrieves current user account details and authentication context.
get_expenses / get_income: Fetches granular lists of recent monetary movements, filterable by date or category.
get_assets / get_loans / get_borrowings: Monitors the state of your financial portfolio, including bank balances and outstanding debt obligations.
get_summary / get_spending_analytics: Provides high-level financial aggregates and category-based breakdowns for trend analysis.
get_spending_averages: Calculates historical spending patterns over daily, monthly, or yearly timeframes.

Use Cases

Automated Budget Reports: Use get_spending_analytics to generate weekly summaries of your spending habits and compare them against historical norms.
Net Worth Tracking: Periodically query get_assets and get_borrowings to calculate and log your current net worth in a local database or spreadsheet.
Debt Management: Track repayment progress by comparing get_borrowings data against your monthly income retrieved via get_income.
Anomaly Detection: Use get_expenses to identify unexpected transactions or recurring charges that deviate from your established get_spending_averages.

Who This Is For

This server is designed for software developers building personal finance applications and data analysts who require programmatic access to their own financial records. It is best suited for users comfortable with API-driven data retrieval who want to build custom dashboards, automated accounting scripts, or personalized budget tracking tools.